FEP Blue Insurance | FEP Blue Dental | FEP Blue Vision 2023

fep blue insurance

It’s all about FEP Blue Insurance, let’s go then. For 60 years, the Blue Cross and Blue Shield Service(BCBS) Benefit Plan, also known as the Federal Employee Program—or simply FEP—has provided health insurance to the federal employee workforce.  BCBS are proud to have been part of the Federal Employees Health Benefits (FEHB) Program since its … Read more

What is Mortgage Insurance? Definition, Different Types And Cost 2023

mortgage insurance

Mortgage insurance is a type of insurance that protects against default on home loans. Because private mortgage insurance (PMI) mitigates risk to the investors who own mortgages, it allows folks with down payments less than 20% to purchase a home. This, in addition to other measures taken by lenders, such as including a mortgagee clause … Read more

What Is Term Life Insurance and How down it work? 2023

term life insurance

Term life insurance, also known as pure life insurance, is a type of life insurance that guarantees payment of a stated death benefit if the covered person dies during a specified term. Once the term expires, the policyholder can either renew it for another term, convert the policy to permanent coverage, or allow the term … Read more

What Is Gap Insurance And How Does It Work? 2023

gap insurance

Gap insurance is an optional car insurance coverage that helps pay off your auto loan if your car is totaled or stolen and you owe more than the car’s depreciated value. Gap insurance may also be called “loan/lease gap coverage.” This type of coverage is only available if you’re the original loan- or leaseholder on … Read more

What is Insurance? What is Insurance Premium? 2023

what is insurance

What Is Insurance? Essentially, insurance is a contract, represented by a policy, between an individual or entity and an insurance company that is designed to provide financial protection from losses and to lower the cost of payments to the client. In addition to protecting the insured from financial losses, insurance policies help protect others from … Read more